Fire insurance (fire insurance), fire insurance - the main type of property insurance. [1]Content
[Remove]
1 History
2 Object of insurance
3 Insured risks
4 Notes
[Edit]
Fire insurance was to develop rapidly after a fire in the large cities of Europe that took place in the XVII century: the Great Fire of London in 1666, and other similar events [2].
In 1667 in England there are insurance companies devoted exclusively to fire insurance. In 1676, in Hamburg, the Hamburg Fire Insurance Fund created - the world's first officially established by the insurance company for fire protection. In 1701 in Berlin adopted the Charter of fire insurance is designed for insurance companies engaged in fire insurance. [2]
In Russia, there was fire insurance in 1786. In St. Petersburg, was established under the State Loan Bank Insurance Special expedition. In 1827 was founded the first Russian Fire Insurance Insurance Company.
The first Russian city of a mutual fire insurance were established in Tula and Poltava. In 1883, the first congress of these societies. By 1917, a mutual insurance company of the fire was nearly 150 cities of Russia and had the insurance capital of more than 1.2 million rubles. Unlike mutual insurance companies from the fire was the fact that they do not reinsure their risks abroad and the accumulated capital remained in Russia. Earned money used for the improvement of society and improvement of city firefighter case. [3][Edit] Object of insurance
The object of insurance for insurance against fire is the property interest of the insured (the beneficiary), associated with the ownership, use and disposal of property in the event of damage or destruction by fire and other risks [2].[Edit] Insured risks
Under a contract of fire insurance the insurer pays the damages caused by fire, lightning, explosion, falling manned aircraft. In case of insurance against fire based on a comprehensive risk (in English FLEXA - from Fire, Lightning, EXplosion, Aircraft Impact) [4].
Under fire (fire) means the emergence of fire that can spread outside places specially designated for its breeding and maintenance.[Edit] Notes
↑ Efimov, SL Fire Insurance / / New Collegiate Dictionary. Economics and Insurance - M. Zerich-PEL, 1996. - S. 306-307. - 528. - ISBN 5-87811-016-4.
↑ 1 2 3 property insurance against fire and other hazards / / Insurance: a textbook / Ed. TA Fedorova - 3rd ed. - M.: MA, 2009. - S. 495-526. - 1006 sec. - ISBN 978-5-9776-0032-3.
↑ Journal of Emergency Rosii. April-May 2010, N 3 (25) / / Fire Insurance
↑ Kazantsev, SK Fire insurance (fire insurance) / / Insurance Basics: A Tutorial - Yekaterinburg: Ural State IEC, 1998. - 101. - ISBN 5-8096-0006-9.
[Remove]
1 History
2 Object of insurance
3 Insured risks
4 Notes
[Edit]
Fire insurance was to develop rapidly after a fire in the large cities of Europe that took place in the XVII century: the Great Fire of London in 1666, and other similar events [2].
In 1667 in England there are insurance companies devoted exclusively to fire insurance. In 1676, in Hamburg, the Hamburg Fire Insurance Fund created - the world's first officially established by the insurance company for fire protection. In 1701 in Berlin adopted the Charter of fire insurance is designed for insurance companies engaged in fire insurance. [2]
In Russia, there was fire insurance in 1786. In St. Petersburg, was established under the State Loan Bank Insurance Special expedition. In 1827 was founded the first Russian Fire Insurance Insurance Company.
The first Russian city of a mutual fire insurance were established in Tula and Poltava. In 1883, the first congress of these societies. By 1917, a mutual insurance company of the fire was nearly 150 cities of Russia and had the insurance capital of more than 1.2 million rubles. Unlike mutual insurance companies from the fire was the fact that they do not reinsure their risks abroad and the accumulated capital remained in Russia. Earned money used for the improvement of society and improvement of city firefighter case. [3][Edit] Object of insurance
The object of insurance for insurance against fire is the property interest of the insured (the beneficiary), associated with the ownership, use and disposal of property in the event of damage or destruction by fire and other risks [2].[Edit] Insured risks
Under a contract of fire insurance the insurer pays the damages caused by fire, lightning, explosion, falling manned aircraft. In case of insurance against fire based on a comprehensive risk (in English FLEXA - from Fire, Lightning, EXplosion, Aircraft Impact) [4].
Under fire (fire) means the emergence of fire that can spread outside places specially designated for its breeding and maintenance.[Edit] Notes
↑ Efimov, SL Fire Insurance / / New Collegiate Dictionary. Economics and Insurance - M. Zerich-PEL, 1996. - S. 306-307. - 528. - ISBN 5-87811-016-4.
↑ 1 2 3 property insurance against fire and other hazards / / Insurance: a textbook / Ed. TA Fedorova - 3rd ed. - M.: MA, 2009. - S. 495-526. - 1006 sec. - ISBN 978-5-9776-0032-3.
↑ Journal of Emergency Rosii. April-May 2010, N 3 (25) / / Fire Insurance
↑ Kazantsev, SK Fire insurance (fire insurance) / / Insurance Basics: A Tutorial - Yekaterinburg: Ural State IEC, 1998. - 101. - ISBN 5-8096-0006-9.
Комментариев нет:
Отправить комментарий