среда, 1 февраля 2012 г.

NTOUCH INSURANCE (INTOUCH INSURANCE)

INTOUCH INSURANCE (INTOUCH INSURANCE) - a Russian company. Full name - OJSC "INTOUCH INSURANCE." The company headquarters is located in Moscow.Content
 
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1 History
    
2 The owners and management
    
3 Activities
        
3.1 Awards
        
3.2 Criticism
    
4 Notes
    
5 See also
[Edit]
Start of operations: April 2008. JSC "INTOUCH INSURANCE" is a company Intouch Insurance Group BV with its registered office in the Netherlands (Holland), to maintain insurance in Poland, the Czech Republic and Russia. Intouch Insurance Group B.V. - A company owned by the original were DIFI and RSA Group [1] [2]

RSA Insurance Group was founded by the merger in 1996 of two major British companies Royal Insurance and Sun Alliance [3]. Headquartered in London, RSA is a FTSE-100 index on the London Stock Exchange. The main offices are located in the UK, Canada, Ireland, Scandinavia, Asia, Middle East and Latin America. In the RSA serves over 20 million customers worldwide, the company has 21 000 employees, the size of investments raised £ 14.3 billion [4]
May 29, 2008 the Company received a certificate of Federal Service for Intellectual Property, Patent and Trademark Office to register the trademark «INTOUCH» / «INTOUCH» № 351 397 with a ten year period of registration in the Russian Federation and December 18 Certificate number 985 125 MO allows the use of registered WIPO mark outside of Russia.
In 2008 JSC "INTOUCH INSURANCE" also registered two subsidiaries of the Company in Samara (04.07.2008), and in St. Petersburg (29.05.2008 city) [5][Edit] The owners and management
INTOUCH Insurance Group BV (Intouch Insurance Group BV), Netherlands - ≈ 70% of the European Bank for Reconstruction and Development (The European Bank of Reconstruction and Development) [1] [6] Bank / EBRD, United Kingdom - ≈ 30% [1 ] Chairman of the Board of Directors - Jan Charney Director General Maria Malkovsky [7][Edit] Activity
The company operates on the principle of direct insurance [8] - by owner: A contract of insurance on the phone, free delivery, non-stop operation, simplified system management and receipt of payment. JSC "INTOUCH INSURANCE" specializes in auto products - CTP, DSAGO with a liability limit from 500 thousand to 1 million or 3 million (the contract covers the territory of the Russian Federation), Casco and "Casco without reference," as well as insurance driver and passengers from accidents, the package "Technical assistance" (emergency roadside assistance and evacuate the vehicle in case of breakage), the option to replace the car. Challenges to the development of "INTOUCH INSURANCE":

    
Expansion of the insurance portfolio by attracting new customers;
    
Preservation and further development of the tariff policy of insurance;
    
Extending the work with the Institute of reinsurance;
    
Extending the performance of the existing information systems to reduce manual labor, reduce the likelihood of errors in transaction processing and reporting;
    
Improving the efficiency of the insurance operations of the Company at the expense of a more optimal cost structure, application of modern technologies and business processes;
    
Market expansion of services rendered by compulsory insurance: liability of automobile owners.
Member of the Russian Association of Motor SAR (SAR) in 2003 [9][Edit] Awards

    
The company was awarded "Company of the Year 2008" in the "Breakthrough of the Year" in the category "Insurance" direct insurance model. [10]
    
In 2009, "INTOUCH INSURANCE" won bronze at the national competition BRAND OF THE YEAR / EFFIE in the category "Insurance products and services". [11]
[Edit] Criticism
The main point - typical for all the direct insurers - loss-making for several years after entering the market.
This is due to the fact that at the initial stage of such companies require a significant investment to create a call-center software, etc. Also, because of the particular sales channel requires increased spending on marketing and advertising.
Recoupment in this case it will be possible only when the company reaches the desired size ("scale" in administrative expenses), knowledge of the brand portfolio and stable (recently there was a reorganization of the portfolio, the main Asian steel drivers over 30 years of driving experience over 5 years) [ 12]
According to experts, to enter the profitability of direct insurers to require approximately 5 years. This is fully consistent with the plans, "INTOUCH" break-even level out at 2014. [13] Currently, the company's activities funded by shareholders.[Edit] Notes

    
↑ January 2 Z-secret company - Dodgy insurance against the bad guys
    
↑ Specials - Expert.ru
    
↑ History (English). Official site of RSA. Retrieved January 10, 2011.
    
↑ RSA Group official site
    
↑ Policy without intermediaries - Expert.ru
    
↑ EBRD Official Site
    
↑ M. Malkovsky appointed Director of Insurance and Business Development, "INTOUCH INSURANCE"
    
↑ Research Expert RA
    
↑ X-ray diffraction: A list of insurance companies, members of the PCA
    
↑ Insurance Today | OJSC "INTOUCH Insurance" became a winner ... | INTOUCH INSURANCE, 12/04/2008
    
↑ «INTOUCH INSURANCE" - winner of the "Brand of the Year / EFFIE»
    
↑ The zigzags of direct insurance
    
↑ Polis virtual, real protection
[Edit] See also

    
More than a year on European standards Kommersant.ru
    
When Russia refused to payments "cache"?
    
Motorists do not have to pay for the backwardness of the industry out of pocket
    
Interview with George Alikoshvili, General Director of JSC "INTOUCH INSURANCE" Expert RA
    
Direct insurance in Russia - the prospects for Allinsurance.ru
    
The volume of direct insurance market in 2011, Prime Tass
    
Dodgy insurance against bad guys Kommersant.ru

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